DOUBLE INSURANCE
Duplicate protection provided when two compa-
nies deal with the same individual and undertake
to indemnify that person against the same losses.
When an individual has double insurance,
he or she has coverage by two different insur-
ance companies upon the identical interest in
the identical subject matter. If a HUSBAND AND
WIFE have duplicate medical insurance coverage
protecting one another, they would thereby have
double insurance. An individual can rarely col-
lect on double insurance, however, since this
would ordinarily constitute a form of UNJUST
ENRICHMENT, and a majority of insurance con-
